pre paid healthcare lawanson health

Pre-paid Healthcare: Lawanson Health Plan

"...The Lawanson Health Plan (LHP), is a network of five individually

owned clinics in the Lawanson area of Lagos. The LHP is establishing a

health financing and managed care scheme targeted toward members of

local trade associations (e.g. Taxi Drivers' Association, Market

Women's Association) and their families. It offers an example of an

innovative model of how the private sector can increase access to

quality health services through a community-based alternative

financing mechanism.The LHP enables trade associations to join a

prepaid program of managed care that would assure members and their

families basic primary care services from one of five participating

physicians. In addition, a mutual fund, managed by the local community

bank, would be established against which members can borrow in time of

acute illness.Mutual health organisations (MHOs) are community and

employment-based groupings that have grown progressively in West and

Central Africa. Their emergence has attracted growing interest from

governments, NGOs and international organisations, particularly those

interested in new and innovative approaches to the difficult issues of

health care financing and access in the subregion..."ILO. The

relevance of micro health insurance to the developing world is

increasingly recognised,various efforts in Africa India can attest to